Medicare OptionsFor persons over 65 or medicare eligible
Most Americans become eligible for Medicare (Part A and B) when they turn 65. Unfortunately Part A and B alone won't cover the majority of most people's medical bills such as hospital expenses, doctor office visits, outpatient testing/surgery, skilled nursing care, prescription costs, etc. However, you can purchase a Medicare Supplement or a Medicare Advantage plan to help fill these gaps in coverage.
Important Things to Know
- You can have either a Medicare Supplement or a Medicare Advantage plan (not both), and for either you must be enrolled in both Part A and Part B of Medicare.
- You'll usually pay a monthly premium to Medicare for Part B.
- With a Medicare Supplement, you can go to any doctor or provider that accepts Medicare and is accepting new Medicare patients, or to any hospital or other facility.
- Medicare Advantage plans have a specific network of providers and you must receive medical care or treatment from a network provider except in case of an emergency.
- For Prescription drug coverage, you will need to enroll in a Part D drug plan or choose a Medicare Advantage plan that includes prescription drug benefits.
Mason Insurance can help you sort through your options and ensure you find the health plan best suited for your needs.